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EQUITY Special Section
Structured Settlement Consumer’s Bill of Rights-
Tammy Aminian, EPS Settlements Group, Inc.
Your Situation is Unique
Tammy Aminian, EPS Settlements Group, Inc.
Your Situation is Unique
- Life has not been the same since your injury.
- You and your family have financial needs that haven’t been met.
- Your cost of living has increased and your income may have decreased or ceased.
- You need income not just for today, but also for the rest of your life.
- If there is a Structured Settlement broker involved and whether you could speak with him/her to discuss your needs
- Whether a Lifecare Plan is appropriate for your case
- If the settlement payment will impact your public benefits
- How the life company will be selected and what their ratings are
- If lifetime, income tax-exempt payments are a good option in your situation
- Ask for a report on Life Insurance Company ratings and financial information. EPS produces a guide called Lifeline™, which is available by contacting EPS at info@epssettlements.com
- Payee and Beneficiary Designation booklet published by the National Structured Settlement Trade Association (NSSTA)
- What is a Structured Settlement? published by the NSSTA. These publications are available by calling the National Structured Settlements Trade Association (NSSTA) at (202) 466-2714
- Copies of IRS Code Sections 104(a)(2) and 130 which classify your benefits as tax-free income
- Ask if a Guarantee is available – what company is backing the promise to make future payments?
- Ask if it is better to be a secured creditor instead of a general creditor
- Direct deposit of your structured settlement benefit checks can ensure timely receipt and reduce risk of mail loss