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EQUITY e-newsletter: June 2009
Up one levelThis month's EQUITY provides a number of foreclosure avoidance strategies as well as first time home-buying opportunities perfect for people with disabilities.
EQUITY Feature Article
HUD Housing Counseling: A Life Line for Home Owners, New Home Buyers, Renters and the Homeless
EQUITY Special Section
Too often the "subprime crisis" is blamed on the carelessness or overreaching of the low-income homeowners who are assumed to be the primary market for subprime mortgages. New evidence suggests it is lack of financial education, savings, and the terms of lending that bear the greatest responsibility for this crisis.
EQUITY Special Section 2
The Achieving a Better Life Experience Act of 2009 (also known as the ABLE Act of 2009) is proposed bipartisan legislation in the 111th Congress (S. 493/H.R. 1205). If enacted, the ABLE Act would authorize the creation of tax preferred accounts to benefit people with disabilities.
EQUITY Program of the Month
Up to $8,000 is available to first time home buyers through H.R. 1, the American Economic Recovery and Reinvestment Act of 2009. Here are a few strategies to use the credit to actually fund your down payment!
EQUITY Profile of the Month
From college in Berkeley, California to her first job in Omaha, Nebraska, Naomi Armenta always knew she could succeed. Her latest adventure: buying her first home.
EQUITY Tip of the Month
Mortgage Refinancing, Modification, and Grants: This month’s Tip of the Month offers homeowners a panoply of mortgage and foreclosure avoidance solutions!
EQUITY Responds: WID Answers Your Questions
Q: Is it really worth refinancing even if we can still make our current payment? If we ask the mortgage servicer for a lower rate, might they get nervous and call our loan because of our past troubles?